Hot Loan Products

Hot Loan Product #1

2 Bank Statements only for owner and non owner properties

2 Bank Statements only for owner and non owner properties. Best rate with least amount off documents. No tax returns and No W2’s. Average Rate Range is 6.55% to 8.75% note rate. Interest only option available. SIVA at 85% LTV Max (O/O, 2nd Home, N/O/O) on Purchase with 720 score or 80% with a 700 score and R&T Refinance. or 75% with a 660 score 75% loan to value rate range is high 5.5%...

Read More

Hot Loan Product #2

No Tax Returns Multifamily Apartment Loan

Get the new A1H Portfolio Loan: No Tax Returns and Non Recourse loan for Multifamily Apartment Building Properties with rates starting at 3.9% APR. $1 million+ No Tax Returns 80% LTV for Multifamily Apartment Building Properties.  Here are the bullet points of the program: No Tax Returns 80% LTV for Multifamily Apartment Building Approximate average rate 3.9% to 4.9% APR depending on...

Read More

Hot Loan Product #3

Hot Loan Product Construction Loan

With only bank statements and no tax returns this maybe your best choice. All you need is 500+ fico. From 6.75% note rate for 30 loan program. Up to 85% LTV for 1-4 units owner occupied and investment properties up to 75% LTV too.  Cash out available. No 4506T. No tax returns. No W2s. No 1099s. A) For self employed persons only. Use Biz or Personal Bank Statements (12 or 24 months all pages)...

Read More

Hot Loan Product #4

2nd Trust deeds at 70% CLTV

2nd Trust deed mortgages at 90% CLTV. Stated Income “SISA” to 65% CLTV with no financials needed. For higher loan to value borrower needs to show bank statements or full doc – your choice. Low Fico OK. Rates aprox. 10.5% to 13.5%. Terms are 3 years to 30 years.  Hot Loan Product #4 is for all states except Hawaii, Texas, NY, Vermont. The stated income stated asset 2nd are in CA...

Read More

Hot Loan Product #5

Hot Loan Product #5 Equity Line of Credit - "We don't make you Jump Through Hoops!" Easy Stated Income Stated Assets - SISA up to 65% LTV or CLTV.

Our Equity Line of Credit for 2023 – “We don’t make you Jump Through Hoops!” Hot Loan Product #5 is an Easy Stated Income Stated Assets loan program for 2023. Additionally this Stated Income Line of Credit is most popular in Los Angeles and Northern California. This SISA loan is up to 65% LTV or CLTV. This loan can be in 1st or 2nd position. The Rates are 8.99% to...

Read More

Hot Loan Product #6

No Green Card or Citizenship required required - Home Loan

With No Employment and No Income on the loan application this is our “All Inclusive Loan” for a primary residence to 80% LTV. The 20% down payment can be a gift from someone.  Our Hot Loan Product #6 is our all-inclusive loan for a primary residence to 80% LTV with 700 fico,  75% with 680 score or 65% with 640 score. Cashout is 65% LTV with at least a 640 score There is no...

Read More

Hot Loan Product #7

Hot Loan Product

NO DOC at 70% to 75% for the investment purchase or refi. This is for SFR, 2-4 Units, and Condos, Multi-Family, Mixed Use and Commercial. It is similar to a SISA. Your Industries best 30 Year NO DOC LOAN. No Income – No Asset and No Reserves. Hot Loan Product #7. NO DOC at 70% to 75% for the investment purchase or refi Call it No Doc or Stated income Stated assets “SISA” Need a...

Read More

Hot Loan Product #8

Stated Income Bridge Loans for Owner Occupied Properties Purchases

  We offer a bridge loan for owner occupied properties. You can make offers on new homes and not have to quickly sell yours. The Bridge Loan is a quick, easy, non-contingent financing option which simply bridges the equity from a departing or listed property to the new purchase. This is a Stated Income Bridge Loans for Owner Occupied Properties Purchases. Who can benefit from a Bridge...

Read More

Hot Loan Product #9

Hot Loan Product

Short Term – Fix and Flip & Purchase Rehab Loans. This is a SISA = Stated Income Stated Assets loan product. As a make sense lender we may lend up to 80% of the purchase price plus 100% of the improvements / rehab costs too. Borrower must have 20% of the purchase price in the deal. Or you can choose 85% loan to value and 85% of the rehab money. If you have terrible credit you will be...

Read More

Hot Loan Product #10

Business Loans / Working Capital - Not Tied to Real Estate - Easy qualification process with no personal collateral required

Business Loans / Working Capital – Not Tied to Real Estate – Easy qualification process with no personal collateral required for 2022 Fast application Needs For Easy Submission: Link for 1 page Easy Doc Application:  Business Loan Application – NOT tied to Real Estate 2 short ver. Copy of Driver License or Photo ID Last 6 months bank statements – Or last 4 months of...

Read More