Stated Income Self Employed Loans 2022

The number one loan for self employed borrowers was our Stated Income Self Employed Loan. These loans give the self employed borrowers the ability to buy properties that they could not have with a traditional bank. Self Employed Loans keep our process simple and much faster than traditional lenders. We use our make sense lending guidelines for our self employed borrowers. We understand self employed borrowers write expenses off their tax returns.

As a small business owner you have already demonstrated a sense of entrepreneurship and you understand that success in business comes down to getting the details right – so it should be no different when it comes to choosing the right home loan.

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The Self Employed Loan only real difference for a self-employed borrower to that of a borrower is that it’s more difficult for a bank to work out whether you can afford to meet your mortgage repayments into the future.

There’s a lot to consider – like how to get a home loan approval and how to make your repayments with fluctuating cash flow. You might also want a line of credit mortgage instead of a simple home loan, to cover your home and business needs.  As a long-term investment, owning your own home can be a solid strategy. You could benefit from capital appreciation – while your family enjoys the stability of staying in the one spot until you’re ready to sell and upgrade.