Stated Income Bridge Loans for Owner Occupied Properties Purchases

Bridge Loans for Homebuyers & Investors – Buy Before You Sell

Looking to buy a new home but haven’t sold your current one yet? Our Bridge Loan offers a fast, hassle-free solution, allowing you to access your home’s equity and make non-contingent offers—so you can buy with confidence.

What is a Bridge Loan?

A bridge loan is a short-term financing option that helps homeowners and investors purchase a new property before selling their current one. It provides quick access to equity, making it easier to secure a new home without delays or financial strain.

Benefits of a Bridge Loan

Buy Before You Sell – Secure your next home without waiting for your current property to sell.
Competitive Offers – Make strong, non-contingent, “cash-like” offers in a competitive market.
Fast & Flexible Financing – Close quickly and move on your timeline.
Ideal for Equity-Rich Borrowers – Great for seniors on fixed incomes or those who don’t qualify for multiple mortgages.
Perfect for Realtors – Close deals faster and help clients buy & sell seamlessly.

Who Can Benefit from a Bridge Loan?

Homebuyers who want to move before selling their current home.
Investors needing quick, flexible financing for new opportunities.
Sellers who want to avoid rushed sales or temporary housing.
Realtors looking to help clients close deals faster and with less stress.

Get Pre-Approved Today!

Don’t let selling your current home hold you back from buying your dream property. Contact us now to explore your bridge loan options!

Rates start at 9.95% interest only , No tax returns, No W2s, No DTI issues, Terms are 3, 6, or 11 months.

Interest is less than 1% per month!

List of Forms & Documents Required For Pre-qualification or Full Transaction:

Photocopy of valid ID
Currant mortgage statement of primary residence
If purchase – need signed purchased contract. Need name and phone number of escrow contact.
Insurance declaration page for existing property and quote for coverage on new home
1003 Loan Application – use printed 1003 leave liabilities blank.
Credit report we will pull or if broker submitted need full 3 bureau – but we still have to pull it
Borrower authorization Borrower’s Authorization
Borrower authorization to run and pay for credit Credit $ Authorization Form
Borrower authorization To Wire Funds Authorization to Wire Funds
SI form – Statement of Information SI Form – Statement of Information
How do you want to hold title Vesting Form For Borrower
Social Media disclosure Social Media Disclosure
**To expedite your file organize documents in adobe format “.pdf”.