Hot Loan Product #2

No Tax Returns Multifamily Apartment Loan

Get the new A1H Portfolio Loan: No Tax Returns and Non Recourse loan for Multifamily Apartment Building Properties with rates starting at 3.9% APR. $1 million+ No Tax Returns 80% LTV for Multifamily Apartment Building Properties. 

Here are the bullet points of the program: No Tax Returns 80% LTV for Multifamily Apartment Building

  • Approximate average rate 3.9% to 4.9% APR depending on term
  • Non-Recourse and No Personal Tax Returns required
  • Interest only option
  • Nationwide availability
  • 5, 7, 10, 15 and 30 year fixed options with 30 or 40 year amortization
  • Loan amounts $1 million to $15 million
  • 80% purchase loan to value and 80% LTV for Cash-out
  • Rate adjustments for ltv, term, DCR, and interest only option, loan size
  • Cost 1% point
  • 650+ fico, Short sale on credit okay. Foreclosure & Bankruptcy needs to be 5+ year old
  • Need 90% occupancy for this specific product
  • Reserves need to be 9 month of PI. Could be 12 month depending upon net worth
  • Net worth to be equal to at least 51% of the new loan amount 
  • New loan must debt service the loan
  • Good for Multi-family and Mobile Home Parks (with min 50 pads)
  • Typical Fees Due on acceptance of Letter of Intent is approximately $7,500
    • Fees are for 3rd party fees such as Appraisal, Phase 1 Environmental, Property Inspection
  • Minimum DCR 1.20 to 1.35
  • No Tax Returns 80% LTV for Multifamily Apartment BuildingN
  • No Tax Returns 80% LTV for Multifamily Apartment Buildingo Tax Returns 80% LTV for Multifamily Apartment Building

If you do not fit the above guide lines this program below may be a fit.


Try our VSH Loan Program: Non Owner SFR & Commercial Easy Doc No Tax Returns, 30 year loan up to 75% LTV. Par to 2% cost for a note rate of approximately 7.49% to 8.99%. Loan will have total term of 30 years and 30 year amortization.

Cheapest private money in the industry. Loans from $100,000 to $5,000,000.  Borrower needs 650 mid fico. Condo, SFR 1-4 units, Multi-family, Mixed Use. For Office, retail, auto service buildings and warehouses reduce LTV by 5%. No 4506T.

No tax returns. No W2s. No 1099s. This is similar to an EZ-Easy-Qualifier loan. Loan based on the sales price or the appraised value, whichever is the less of the two. No more than 1 mortgage 30 day late within 1 year or 2 within 24 months. NO DSCR calculated on SFR loans below $2M. For Multifamily and mixed use DSCR minimum 1.20x. For other commercial properties as listed above, DSCR to be a minimum 1.25x. Bankruptcy & Foreclosure need to be 2 years old. Impounds required on all properties. Nationwide loans except for Illinois, Michigan, North and South Dakota, Tenn, Vermont. Click on the flyers below for rates and terms

Flyer for SFR, condo, 2 to 4 units investment properties

Flyer for Multifamily 5 + units, mixed use & mobile home parks

Flyer for Commercial – office, retail, warehouse, self-storage


** Stated Income, Non Owner SFR, and Commercial, Easy Doc No Tax Returns, 30 year loan, up to 75% LTV, Par to 2% cost for a note rate of approximately 7.49% **


List of Forms & Documents Required:

  1. Photocopy of valid ID
  2. If title to be held in Corporation/LLC    Articles of Organization/Incorporation – Operating Agreement/Bylaws
  3. Current mortgage statement
  4. If purchase – need signed purchased contract. Need name and phone number of escrow contact.
  5. If property is leased, provide lease agreements
  6. If property is leased and is more than 1 unit, rent roll Schedule of Real Estate Owned
  7. Insurance declaration page/quote for coverage
  8. 1003 Loan Application – use printed 1003 leave liabilities blank. 
  9. Credit report we will pull or if broker submitted need full 3 bureau – but we still have to pull it
  10. Borrower authorization Borrower’s Authorization
  11. Borrower authorization to run and pay for credit  Credit $ Authorization Form
  12. Borrower authorization To Wire Funds Authorization to Wire Funds
  13. SI form – Statement of Information SI Form – Statement of Information
  14. How do you want to hold title Vesting Form For Borrower
  15. Social Media disclosure Social Media Disclosure
  16. **To expedite your file organize documents in adobe format “.pdf”.


Any rates and terms stated above are for professional real estate mortgage brokers and bankers only. Rates, terms and procedures subject to change daily. No Tax Returns 80% LTV for Multifamily Apartment Building

Abbriviated List Of The Most Popular Loans We Offer :

If you like fast, honest answers call us or fill out the loan request form .

DRE 01105429 (NMLS# 469849) | Phone: 310-737-8420 | Fax: 310-496-6196

Equity Development | 22287 Mulholland Highway Suite 198, Calabasas CA 91302

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Want to be a part of our syndicate? Partner with the best. We buy homes and fix and flip them too. We use our loan programs. Min investment $10K. Turn time is usually less than 12 months. Returns on your investment are usually 45% to 85% within a 12 month period. See prospectus for specifics. If interested contact us or call 310-737-8420

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