Available Trust Deeds

Available Trust Deeds

December 21, 2020

Dear Trust Deed Investor,
The following is a list of potential trust deeds that are currently available. Please be sure to inquire as to the status. As always, these trust deeds may be purchased in full or we may fractionalize them. They may also be purchased through your IRA/KEOUGH accounts or pension plans. We’ll be happy to forward you anything we have at our disposal that you may need to make an investment decision. Additionally, if you’re receiving this by fax, we would appreciate you providing us with your email address.

**All loans have a 1 year prepay penalty unless noted, please inquire to confirm.**

2nd TD -$87,000

Term: 3 years
Rate: 12.50%
Payment: $912.56 (Partially Amortized)
LTV: 60%
Appraised Value: $925,000
1st TD Est. Balance: $470,000
City / Zip: Seal Beach / 90740
Comments: Duplex totaling 2,038 sq. ft. One unit has 3 bdr/2 bath 1,188 sq. ft., while the other has 2 bdr/1 bath 850 sq. ft. Both units are currently rented generating a combined income of $4,450/month. This loan has a 6 month prepayment penalty.

1st TD -$146,000

Term: 3 years
Rate: 11.50%
LTV: 65%
Payment: $1,642.50 (Interest Only)
Appraised Value: $225,000
City / Zip: Escondido / 92025
Comments: 2 bdr/1 bath 1,118 sq. ft. SFR, built in 2006, on an 11,250 sq. ft. commercially zoned property. Also, has a detached 2 car garage and another large metal/steel storage garage. Owned for over 20 years, it is being used as a residence, as well as business location. Funds are being used to pay off an existing lien for business purposes.

1st TD -$85,500

Term: 5 years
Rate: 11.50%
LTV: 50%
Payment: $827.88 (Partially Amortized)
Appraised Value: $171,000
City / Zip: Los Angeles / 90002
Comments: Triplex totaling 1,496 sq. ft. Two units have 1 bdr/1 bath 462 sq. ft., while the other has 1 bdr/1 bath 572 sq. ft. Borrower is using funds to pay off an existing lien and purchase another investment property.

1st TD -$122,100

Term: 5 years
Rate: 11.75%
LTV: 55%
Payment: $1,206.79 (Partially Amortized)
Appraised Value: $222,000
City / Zip: Los Angeles / 90044
Comments: Duplex totaling 1,664 sq. ft. Each unit has 1 bdr/1 bath 832 sq. ft. Borrower is using funds to pay off existing liens and purchase another investment property.

2nd TD -$850,000

Term: 3 years
Rate: 12.99%
LTV: 45.8%
Payment: $9,253.96 (Partially Amortized)
Appraised Value: $7.53 million
1st TD Est. Balance: $2.6 million
City / Zip: San Francisco / 94133
Comments: Currently, there is a 3 story, 3,312 sq. ft. SFR on this property. Located in the extremely exclusive Russian Hills, it has fantastic views of downtown and the Bay Bridge. Plans are to expand into 4 units with funds being used for this purpose. Borrower has very good credit with a 720 mid-FICO score. This loan has a 6 month prepayment penalty.

1st TD -$60,000

Term: 3 years
Rate: 10.99%
Payment: $556.50 (Partially Amortized)
Appraised Value: $185,000 LTV: 32%
City / Zip: Duarte / 91010
Comments: 3 bdr/1 bath 920 sq. ft. SFR being purchased for $60K as an investment. Extremely low purchase price! This loan has a 6 month prepayment penalty.

1st TD/HELOC** -$275,000

Term: 3 years
Rate: 10.99%
LTV: 47.8%*
Payment: $2,550.62* (Partially Amortized)
Estimated Value: $575,000
City / Zip: Redondo Bch / 90278
Comments: 3 bdr/1 bath 1,154 sq. ft. SFR on a 7,497 sq. ft. lot. Borrower intends for the first draw on this HELOC to be $165K, which equals 28.7% LTV. Funds will be used to pay off existing liens, as well as to provide up front cash flow for his landscaping business. This loan has a 6 month prepayment penalty.
*Payment and LTV based on full balance of the loan
**This is a HELOC and must be serviced by an outside 3rd party loan servicing company.

3rd TD -$40,000

Term: 3 years
Rate: 14.00%
LTV: 63.5%
Payment: $468.46 (Partially Amortized)
Appraised Value: $905,000
1st TD Est. Balance: $404,931
2nd TD Est. Balance: $130,012
City / Zip: Los Angeles / 90034
Comments: 4 bdr/4 bath 2,847 sq. ft. SFR built in 2010. Borrowers have very good credit. Funds are being used for finishing touches on this rental property. This loan has a 3 month prepayment penalty.

1st TD -$79,950

Term: 3 years
Rate: 11.99%
Payment: $805.65 (Partially Amortized)
Appraised Value: $123,000 LTV: 65%
Purchase Price: $126,000 LTV: 63%
City / Zip: Sacramento / 95821
Comments: 2 bdr/1 bath 960 sq. ft. SFR. This property is being purchased as an investment. This loan has a 6 month prepayment penalty.

2nd TD -$57,000

Term: 5 years
Rate: 11.00%
LTV: 38.6%
Payment: $529.13 (Partially Amortized)
Appraised Value: $290,000
1st TD Est. Balance: $54,856
City / Zip: Chino / 91710
Comments: 3 bdr/2 bath 1,529 sq. ft. SFR, with a pool, on a 9,855 sq. ft. lot. Funds to be used primarily for business purposes.

1st TD -$380,000

Term: 5 years
Rate: 10.50%
LTV: 44.7%
Payment: $3,325.00 (Interest Only)
Appraised Value: $850,000
City / Zip: Los Angeles / 90062
Comments: Property consists of 2 buildings totaling 12,363 sq. ft. on a 20,644 sq. ft. lot. The original building, built in 1970, is a one story church with 4,831 sq. ft. The second building, built in 1993, has 7,532 sq. ft. It is 2 stories and has 3 classrooms, a fellowship hall with commercial kitchen, music room, 8 offices, storage room and restrooms. Funds will be used to pay off a bank balloon coming due, as well as to install new pews and an AC system.

1st TD -$51,000

Term: 3 years
Rate: 11.99%
LTV: 60%
Payment: $513.92 (Partially Amortized)
Appraised Value/ Purchase Price: $85,000
City / Zip: Sacramento / 95828
Comments: 3 bdr/2 bath 1,092 sq. ft. SFR. This property is being purchased as an investment. This loan has a 6 month prepayment penalty.

1st TD -$75,000

Term: 5 years
Rate: 11.50%
Payment: $726.21 (Partially Amortized)
Appraised Value: $125,000 LTV: 60%
Purchase Price: $139,901 LTV: 53.6%
City / Zip: Desert Hot Springs / 92240
Comments: 3 bdr/2 bath 1,733 sq. ft. SFR on a 13,068 sq. ft. lot. The borrower has a mid-FICO score of 702. This property is being purchased as an investment.

1st TD -$54,000

Term: 3 years
Rate: 12.50%
Payment: $566.42 (Partially Amortized)
Appraised Value: $143,000
LTV: 38%
Purchase Price: $90,000
LTV: 60%
City / Zip: Hood / 95639
Comments: 3 bdr/2 bath 1,454 sq. ft. SFR on nearly half an acre. This property is being purchased as an investment. This loan has no prepayment penalty.

1st TD -$146,250

Term: 5 years
Rate: 11.50%
Payment: $1,416.11 (Partially Amortized)
LTV: 65%
Appraised Value/ Purchase Price: $225,000
City / Zip: Los Angeles / 90044
Comments: Duplex totaling 1,424 sq. ft. One unit has 2 bdr/1 bath 661 sq. ft., while the other has 2 bdr/1 bath 763 sq. ft. Generates rents of $2,300/month. This property is being purchased as an investment, with the borrower putting 35% cash down, plus closing costs. This loan has a 6 month prepayment penalty.

1st TD -$38,500

Term: 3 years
Rate: 11.99%
Payment: $395.72 (Partially Amortized)
LTV: 55%
Appraised Value: $70,000
City / Zip: San Bernardino/ 92407
Comments: 4 bdr/1.5 bath 1,188 sq. ft. SFR. This is a rate and term refi to get the loan out of their friend’s name.

2nd TD -$313,000/BONUS 1 PT. TO LENDER

Term: 3 years
Rate: 12.50%
LTV: 40%
Payment: $3,645.83 (Interest Only)
Appraised Value: $2.5 million
1st TD Est. Balance: $655,000
City / Zip: Van Nuys / 91406
Comments: Commercial property with two 2-story buildings totaling 21,189 sq. ft. on a 22,800 sq. ft. site. Buildings have offices, research and development areas, manufacturing/production areas, machine shops, metal shops, warehouse and storage areas. Borrower is owner/user and has been self-employed for 50 years with 700+ FICO scores. This loan has a 6 month prepayment penalty.

1st TD -$313,000

Term: 5 years
Rate: 11.50%
LTV: 62.8%
Payment: $1,825.21 (Partially Amortized)
Appraised Value/Purchase Price: $300,000
City / Zip: Lake Elsinore / 92530
Comments: 3 bdr/2 bath 1,673 sq. ft. SFR, on a large 1.77 acre lot right on the lake with fantastic views. Property was recently upgraded inside and out. This is being purchased as an investment.