Flexible Loan Options for Self-Employed Borrowers in California Discover Flexible Loan Options for Self-Employed Borrowers in California. Get approved without tax returns, W-2s, or 1099s. Fast approvals and great rates! If you’re self-employed and need a mortgage or refinance, finding the right loan can be challenging. That’s why we offer Flexible Loan Options for Self-Employed Borrowers in...

PRODUCT ON HOLD NOW _ NOT AVAILABLE:  Get the new A1H Portfolio Loan: No Tax Returns and Non Recourse loan for Multifamily Apartment Building Properties with rates starting at 3.9% APR. $1 million+ No Tax Returns 80% LTV for Multifamily Apartment Building Properties.  Here are the bullet points of the program: No Tax Returns 80% LTV for Multifamily Apartment Building Approximate average rate...

  Stated Income HELOC – Flexible, Fast, and Self-Employed Friendly Refinance or access home equity easily with our Stated Income HELOC in California. This Home Equity Line of Credit (HELOC) is designed for self-employed borrowers and wage earners who need flexibility and simplicity—no tax returns or complex income documentation required. Program Overview Loan Type: Home Equity Line of...

2nd Trust Deed Mortgages Available up to 90% CLTV (Combined Loan-to-Value) with financials. Stated Income (SISA) loans available up to 65% CLTV without financial documents. For the higher loan-to-value (LTV) options, borrowers must provide either bank statements or full documentation (your choice). Low credit scores are acceptable. Interest rates range from 10.5% to 13.5%. Loan terms range from...

2025 Hard Money Equity Line of Credit – No Hoops, Just Easy Financing! Looking for flexible financing without the hassle? Our Equity Line of Credit for 2025 offers a simple, hassle-free Stated Income, Stated Assets (SISA) loan program—perfect for homeowners and business owners in California. Why Choose This Loan? ✅ Easy Qualification – No need to jump through hoops!✅ Flexible Loan...

Super Easy Doc Owner-Occupied Loan: Simplifying Homeownership Are you searching for a straightforward way to secure a loan for your primary residence? Look no further! Our Super Easy Doc Owner-Occupied Loan makes homeownership accessible, even for borrowers who prefer not to disclose income or employment details on their loan application. Key Features of This Loan No Income or Employment...

  No Doc Investment Loan Nationwide – 30-Year SISA Program For SFRs, 2-4 units, condos, Multi-family, Mixed Use, and Commercial Our No Doc Investment Loan in California is NOW available Nationwide – designed for investors who need fast, flexible financing without the paperwork. Whether you’re purchasing or refinancing, this program offers up to 75% Loan-to-Value (LTV)—with no...

Bridge Loans for Home-buyers & Investors – Buy Before You Sell Looking to buy a new home but haven’t sold your current one yet? Our Bridge Loan offers a fast, hassle-free solution, allowing you to access your home’s equity and make non-contingent offers—so you can buy with confidence. What is a Bridge Loan? A bridge loan is a short-term financing option that helps homeowners and...

Loan Product Overview – Short-Term Fix & Flip / Purchase Rehab Loans Program Type: SISA – Stated Income, Stated Assets Highlights Designed for Fix & Flip and Purchase + Rehab projects Fast closings: typically within 7 business days once documentation is complete Loan term: 6–9 months (no prepayment penalties) Loan amounts: $100,000 to $1,000,000 Higher loan amounts available on...

Business Loans / Working Capital – Not Tied to Real Estate – Easy Doc Application:  🚀 Fast & Hassle-Free Business Loans Get the funding you need — quickly, simply, and without red tape. Apply in minutes with our streamlined online process No personal collateral required — keep your assets protected Flexible loan amounts: $10,000 to $1,000,000 Same-day approvals &...