James

Alt Doc Second Mortgage Loan Program

Posted by James on Jul 12, 2021 in Loan Types | Comments Off on Alt Doc Second Mortgage Loan Program

We offer an Alt Doc Second Mortgage Loan Program Also know as a bank statement only loan. We do not require Tax returns for self employed persons. But if you are a wage earner, that is you work for someone else, we require full doc. This is a loan that goes behind a first trust deed. That fist Trust deed loan must be at a rate below 5%. Credit fico requirements for our “2nd” second...

AirBNB and VRBO property rental loans 2022

Posted by James on Apr 2, 2021 in Loan Types | Comments Off on AirBNB and VRBO property rental loans 2022

We offer AirBNB, VRBO property rental loans and other short-term property rental platforms. These loans have taken over desirable rental markets throughout the United States. Yet, despite the vast potential of short-term rentals, lenders are still having trouble making loans on these properties but not us. With these types of rentals gives a little extra money to help pay the bills and create...

No Green Card or Citizenship required – Home Loan

Posted by James on Mar 14, 2021 in Loan Types | Comments Off on No Green Card or Citizenship required – Home Loan

Home Loans for Persons with No Green Card or Citizenship A true 30 year fixed loan for purchases or refinancing. (as of 2022) You do NOT need to be a Permanent Resident Alien. New program offered No Green Card or Citizenship required. Borrower needs to live in the United States. Need Passport of other country they live in. They need to be working here in the United States for...

80% LTV Loan To Value Stated Income Stated Assets to $5M

Posted by James on Oct 8, 2019 in Uncategorized | Comments Off on 80% LTV Loan To Value Stated Income Stated Assets to $5M

Yes, you heard it right we have a new loan program 80% LTV Loan To Value Stated Income Stated Assets to $5M. This is for non owner occupied single family homes. Rental income does not matter. No DTI requirements. This was posted 2022 and is still an active program. This loan has a term from 6 months up to 5 years depending upon the strength of the loan package. Borrower will need to have a 650...

Stated owner user mixed use property loans

Posted by James on Mar 6, 2019 in Loan Types | Comments Off on Stated owner user mixed use property loans

Stated owner user mixed use properties loans. Most mixed-use properties contain at least one commercial unit. Stated owner user mixed use property loans is what is offered on this page. Equally this should consist of retail, office, etc. and at least one residential unit. As a matter of fact, some common types of mixed-use properties include a ground floor retail or office unit with...