James

Land Loans with high LTV 2026

Posted by James on Jan 30, 2026 in Loan Types | Comments Off on Land Loans with high LTV 2026

We offer 65% loan to value land loans nationwide. A raw land loan will have a higher down payment requirement and a higher interest rate than an improved property loan. Some lenders require a 50% down payment, but with us you should be able to get a loan with only 35% down payment. Everything You Need To Know About Land Loans Buying a parcel of land, either as a long term investment or on which...

AirBNB and VRBO property rental loans 2026

Posted by James on Jan 30, 2026 in Loan Types | Comments Off on AirBNB and VRBO property rental loans 2026

We offer AirBNB, VRBO property rental loans and other short-term property rental platforms. These loans have taken over desirable rental markets throughout the United States. Yet, despite the vast potential of short-term rentals, lenders are still having trouble making loans on these properties but not us. With these types of rentals gives a little extra money to help pay the bills and create...

Stated income loans Los Angeles

Posted by James on Jan 26, 2026 in Loan Types | Comments Off on Stated income loans Los Angeles

The number one loan for self employed borrowers in Los Angeles California is our Stated Income Loan program. This page is about Stated Income Loan programs in Los Angeles California. In the first place most of these programs are requested by self-employed borrowers. Equally these loans give the self-employed borrowers the ability to buy properties that they could not have with a traditional...

No Green Card or Citizenship required – Home Loan

Posted by James on Jan 14, 2026 in Loan Types | Comments Off on No Green Card or Citizenship required – Home Loan

Home Loans for Persons with No Green Card or Citizenship A true 30 year fixed loan for purchases or refinancing. (as of 2022) You do NOT need to be a Permanent Resident Alien. New program offered No Green Card or Citizenship required. Borrower needs to live in the United States. Need Passport of other country they live in. They need to be working here in the United States for...

Alt Doc Second Mortgage Loan Program

Posted by James on Jan 12, 2026 in Loan Types | Comments Off on Alt Doc Second Mortgage Loan Program

We offer an Alt Doc Second Mortgage Loan Program Also know as a bank statement only loan. We do not require Tax returns for self employed persons. But if you are a wage earner, that is you work for someone else, we require full doc. This is a loan that goes behind a first trust deed. That fist Trust deed loan must be at a rate below 5%. Credit fico requirements for our “2nd” second...