Stated Income Bridge Loans for Owner Occupied Properties Purchases

Bridge Loans for Homebuyers & Investors – Buy Before You Sell

Looking to buy a new home but haven’t sold your current one yet? Our Bridge Loan offers a fast, hassle-free solution, allowing you to access your home’s equity and make non-contingent offers—so you can buy with confidence.

What is a Bridge Loan?

A bridge loan is a short-term financing option that helps homeowners and investors purchase a new property before selling their current one. It provides quick access to equity, making it easier to secure a new home without delays or financial strain.

Benefits of a Bridge Loan

✅ Buy Before You Sell – Secure your next home without waiting for your current property to sell.
✅ Competitive Offers – Make strong, non-contingent, “cash-like” offers in a competitive market.
✅ Fast & Flexible Financing – Close quickly and move on your timeline.
✅ Ideal for Equity-Rich Borrowers – Great for seniors on fixed incomes or those who don’t qualify for multiple mortgages.
✅ Perfect for Realtors – Close deals faster and help clients buy & sell seamlessly.

Who Can Benefit from a Bridge Loan?

✔ Homebuyers who want to move before selling their current home.
✔ Investors needing quick, flexible financing for new opportunities.
✔ Sellers who want to avoid rushed sales or temporary housing.
✔ Realtors looking to help clients close deals faster and with less stress.

Get Pre-Approved Today!

Don’t let selling your current home hold you back from buying your dream property. Contact us now to explore your bridge loan options!

Rates start at 9.95% interest only , No tax returns, No W2s, No DTI issues, Terms are 3, 6, or 11 months.

Interest is less than 1% per month!

List of Forms & Documents Required For Pre-qualification or Full Transaction:

Photocopy of valid ID
Currant mortgage statement of primary residence
If purchase – need signed purchased contract. Need name and phone number of escrow contact.
Insurance declaration page for existing property and quote for coverage on new home
1003 Loan Application – use printed 1003 leave liabilities blank.
Credit report we will pull or if broker submitted need full 3 bureau – but we still have to pull it
Borrower authorization Borrower’s Authorization
Borrower authorization to run and pay for credit Credit $ Authorization Form
Borrower authorization To Wire Funds Authorization to Wire Funds
SI form – Statement of Information SI Form – Statement of Information
How do you want to hold title Vesting Form For Borrower
Social Media disclosure Social Media Disclosure
**To expedite your file organize documents in adobe format “.pdf”.