Loan Types

Fix And Flip Loans

Our fix and flip loans can range from 9 months to 18 months. The fix and flip loan is very popular right now. The fix and flip loan can be for residential or commercial properties with loan to value of almost 100% LTV of the purchase price. Are you a real estate investor looking to “fix and flip” a home?  Whether you already have the property or need assistance in acquiring, rehabbing, and...

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Equity Mortgage Loans

We offer Equity Mortgage Loans either as stated loan package or no doc loan package. We will not ask for tax returns or W2s. We keep it simple with the Equity Mortgage loans by offering them easy doc or no doc. It is the borrowers’ choice. They types of loans are available for residential and commercial properties. A home equity loan is a type of loan in which the borrower uses the equity...

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Commercial No Doc Loans

Equity Development offers Commercial No Doc Loans. Typically this loan rate is a little higher than your traditional bank and may require more equity to be in the property. The good news is we offer commercial no doc loans. The No Doc Loan program (no income, no asset, no fico) is the most streamlined No Doc Mortgage Refinance program offered. A No Doc Commercial Loan does not require any income...

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Commercial Easy Doc Loans

Applying for a Commercial Easy Doc loan is easy and painless. We can make the commercial easy document loans with the use of bank statements or no bank statements and no tax returns. We let the borrower choose which fit them best. The commercial easy doc loan is a much easier loan process compared to what banks ask for. Low doc loans in general are for people who are self employed or in business...

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Commercial Hard Money Loans

Equity Development offers Commercial Hard Money Loans. These Commercial Hard Money Loans are available in California and various other  states. If you own a commercial property, but either your company is losing money or your credit is poor, you can still easily obtain a commercial loan from a hard money lender. Hard money lenders make the riskier commercial loans, the deals the banks...

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We have Hard Money Loans for California 2026

Hard Money Made Easy

California Hard Money Loans & Private Money Lending 2026 Hard Money Loans in California: We specialize in Hard Money Loans for California properties and other select states. A Hard Money Loan is sourced from private investors, corporations, trusts, or lending funds. Private Money Loans California: Hard money loans are also known as Private Money Loans. We offer both, along with Stated...

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Easy Document Business Purpose Loans

We provide Easy Document Business Purpose Loans for residential and investment properties. This Easy Document Business Purpose Loans that can be in first or second position on both residential and investment properties. The documentation for this loan can be from a few bank statements or just stating income and assets on the loan application aka 1003. A business needs funds to start or even to...

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Easy Doc Second Mortgage Loans

An easy doc second loan is a popular loan product we offer. This Easy Doc Second Mortgage Loan can require a bank statement or you can choose no bank statements at all. The Easy Doc Second Mortgage Loan maximum cumulative loan to value CLTV is 70% to 75%. A borrower’s fico is looked at a little but this type of loan is mostly based on equity. The easy doc second loan can be for used for...

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Stated Second Trust Deed Loans

We offer a Stated Income Second Deed of Trust Loan. This is a loan that goes behind a first trust deed. We do not have any credit fico requirements for our Stated Second Trust Deed Loans. We do not require any tax returns. Usually the cumulative loan to value CLTV can not be more than 70%. Our Stated Income 2nd Trust Deed loans can be used for residential and commercial properties. A second deed...

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Stated Income Stated Assets Loans

The abbreviation is SISA. And yes we offer SISA mortgage loans. For our Stated Income and Stated Assets loan product we have several choices. SISA loans can be for residential or commercial properties. Usually the max loan to value is 70% loan to value. There is no credit fico requirements for this loan. There is are not tax returns or W2s requested in our Stated income Stated Asset loans. A type...

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Bank Statement Loan Program – No Tax Returns 2026

Bank Statement Loan Program – No Tax Returns 2020 Our bank statement loan product with NO Tax Returns is great for self employed business owners: whom want to buy real estate: Borrowers only need 12 or 24 months bank statements all pages. And up to 50% DTI. We use 70% to 100% of the deposits as income. Hence choose the bank account for the loan either business or personal and we add up all...

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Private Money Loans 2026

Yes we have Private Money loans. Private Money loans are non-institutional residential or commercial mortgage loans. Most all of the mortgage loans we offer are Private Money Loans. They can range from Stated Income loans to bank statement only loan programs. The lending standards nationwide have become quite restrictive and to get a bank or conventional loan almost seems to requires an act of...

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Foreign National Loans

Buy a Home in the US, with our Help Experienced staff to help provide Home Mortgages for Foreign Nationals (Non-Resident Aliens). In the first place No tax returns required. This is a stated income mortgage loan. We may need a bank statement to see where the money came from due to the Patriot Act. Am I considered a Non-Resident Alien? A Non-Resident alien is a citizen of a country other than the...

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Stated Income Self Employed Loans

Click - Most Popular Loans Stated Income Self Employed Loans, the housing market is going up, and that is not the only thing. The number of self-employed Americans is also on the rise with nearly 10 million Americans being self-employed according to the Small Business Association. For those self-employed and investors looking for a mortgage loan this is great news. The increased demand for...

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