Blanket Portfolio Loans
Equity Development offers Blanket Portfolio Loans. The Blanket loan is also known as a cross collateralized loan. The Blanket Portfolio Loans are for borrowers that have a large portfolio of properties and would like to put them all under one large loan at a very low rate. The loan packaging doe not require tax returns. Our Blanket loans can have a property mix anywhere in the United States. For...
Read MoreEasy Doc Investment Property Loans
Our Loan package for the easy doc investment loan is available for residential and commercial properties. It could be set up with no bank statements or 1 bank statement or 24 months of bank statements. We letter the borrower choose the page that works for them. Running a business is not easy; to be able to provide consistent tax return every year can be near impossible for a lot of business in...
Read MoreFix And Flip Loans
Our fix and flip loans can range from 9 months to 18 months. The fix and flip loan is very popular right now. The fix and flip loan can be for residential or commercial properties with loan to value of almost 100% LTV of the purchase price. Are you a real estate investor looking to “fix and flip” a home? Whether you already have the property or need assistance in acquiring, rehabbing, and...
Read MoreEquity Mortgage Loans
We offer Equity Mortgage Loans either as stated loan package or no doc loan package. We will not ask for tax returns or W2s. We keep it simple with the Equity Mortgage loans by offering them easy doc or no doc. It is the borrowers’ choice. They types of loans are available for residential and commercial properties. A home equity loan is a type of loan in which the borrower uses the equity...
Read MoreCommercial No Doc Loans
Equity Development offers Commercial No Doc Loans. Typically this loan rate is a little higher than your traditional bank and may require more equity to be in the property. The good news is we offer commercial no doc loans. The No Doc Loan program (no income, no asset, no fico) is the most streamlined No Doc Mortgage Refinance program offered. A No Doc Commercial Loan does not require any income...
Read MoreCommercial Easy Doc Loans
Applying for a Commercial Easy Doc loan is easy and painless. We can make the commercial easy document loans with the use of bank statements or no bank statements and no tax returns. We let the borrower choose which fit them best. The commercial easy doc loan is a much easier loan process compared to what banks ask for. Low doc loans in general are for people who are self employed or in business...
Read MoreCommercial Hard Money Loans
Equity Development offers Commercial Hard Money Loans. These Commercial Hard Money Loans are available in California and various other states. If you own a commercial property, but either your company is losing money or your credit is poor, you can still easily obtain a commercial loan from a hard money lender. Hard money lenders make the riskier commercial loans, the deals the banks...
Read MoreWe have Hard Money Loans for California 2022
We have Hard Money Loans for California 2020. These Loans are for California properties and various other states. Hard money just means that the loan did not come from a conventional bank. Hard money is just the same as private money loans. You can read more about them under Private money loans. Most all our loans are offered come from individuals, corps, trusts, or a fund. We offer Hard Money...
Read MoreEasy Document Business Purpose Loans
We provide Easy Document Business Purpose Loans for residential and investment properties. This Easy Document Business Purpose Loans that can be in first or second position on both residential and investment properties. The documentation for this loan can be from a few bank statements or just stating income and assets on the loan application aka 1003. A business needs funds to start or even to...
Read MoreEasy Doc Second Mortgage Loans
An easy doc second loan is a popular loan product we offer. This Easy Doc Second Mortgage Loan can require a bank statement or you can choose no bank statements at all. The Easy Doc Second Mortgage Loan maximum cumulative loan to value CLTV is 70% to 75%. A borrower’s fico is looked at a little but this type of loan is mostly based on equity. The easy doc second loan can be for used for...
Read MoreStated Second Trust Deed Loans
We offer a Stated Income Second Deed of Trust Loan. This is a loan that goes behind a first trust deed. We do not have any credit fico requirements for our Stated Second Trust Deed Loans. We do not require any tax returns. Usually the cumulative loan to value CLTV can not be more than 70%. Our Stated Income 2nd Trust Deed loans can be used for residential and commercial properties. A second deed...
Read MoreStated Income Stated Assets Loans
The abbreviation is SISA. And yes we offer SISA mortgage loans. For our Stated Income and Stated Assets loan product we have several choices. SISA loans can be for residential or commercial properties. Usually the max loan to value is 70% loan to value. There is no credit fico requirements for this loan. There is are not tax returns or W2s requested in our Stated income Stated Asset loans. A type...
Read MoreBank Statement Loan Program – No Tax Returns 2022
Bank Statement Loan Program – No Tax Returns 2020 Our bank statement loan product with NO Tax Returns is great for self employed business owners: whom want to buy real estate: Borrowers only need 12 or 24 months bank statements all pages. And up to 50% DTI. We use 70% to 100% of the deposits as income. Hence choose the bank account for the loan either business or personal and we add up all...
Read MorePrivate Money Loans 2022
Yes we have Private Money loans. Private Money loans are non-institutional residential or commercial mortgage loans. Most all of the mortgage loans we offer are Private Money Loans. They can range from Stated Income loans to bank statement only loan programs. The lending standards nationwide have become quite restrictive and to get a bank or conventional loan almost seems to requires an act of...
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