Loan Types

Stated Income Self Employed Loans 2020

The number one loan for self employed borrowers was our Stated Income Self Employed Loan. These loans give the self employed borrowers the ability to buy properties that they could not have with a traditional bank. Self Employed Loans keep our process simple and much faster than traditional lenders. We use our make sense lending guidelines for our self employed borrowers. We understand self...

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Alt Doc Home Mortgages

The Alt Doc Home Mortgages is similar to the state income loan but may require some bank statements. Self employed borrower’s most always choose the Alt Doc Home Mortgage program. No tax returns required for the alt doc loans we offer. Some people have heard this called Alt A loans. The term  Alt-A mortgage gets thrown around a lot, and for good reason. It’s kind of the generic term for...

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Stated Income Residential Loans

Stated Income Residential loans and Commercial loans is our specialty. With a stated income residential loan which can be a condo or 2-4 units is availble quick closings. The stated income residential loan does not require any tax returns or W2s. Credit is not usually an option with this loan product. Low fico scores can still get a stated income residential loan. These loans are nominally...

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No Tax Return Loans For 2020

No Tax Return Loans for 2020 for Primary residences. Most loans we offer are No Tax Return Loans For 2020. This is our niche. Simplify the process with a No Tax Return Loan. 99% of our loans we offer do not require tax returns. This is our niche. Simplify your loan process with a No Tax Return Loan. Majority of self employed borrower’s request a No Tax Return Loan. No need to co-sign with...

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Non Owner Occupied Loans

Need a non owner occupied loan? We have them and none of our non owner occupied loans require tax returns. We offer non owner occupied loan for both commercial and residential properties. Buying property isn’t just so you can have somewhere to live. It also can be a good investment. Whatever your reason, if you’re ready to buy more property but aren’t planning to live in it,...

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Business Purpose Loans

We offer business purpose loans in first or second mortgage position. We do not ask for any tax returns. You and get a business purpose loan put on an owner occupied property. Our business purpose loan will get you the money you need for your business fast. A small business can be started either as a sole proprietorship single owner with full business liablility and responsibility or as a...

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Hard Money Made Easy Loans

Hard Money Made Easy is what we strive for in each transaction. We want the borrower to feel they got a good fair deal. We want both sides to feel they both won when getting a hard money loan made easy.A loan of  last resort  or a short-term bridge loan. Hard money loans are backed by the value of the property, not by the credit worthiness of the borrower. Since the property itself is used as...

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Easy Doc Construction Loans 2020

With our easy doc construction loans we can make building your spec home a fantastic experience. As of 2020 – we do not ask for tax returns for our Easy Doc Construction Loans. The terms are from 12 to 24 months. These are a simple type of easy doc construction loan for developers, contractors and builders who have income and assets, but are unable to provide the required financial...

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Blanket Portfolio Loans

Equity Development offers Blanket Portfolio Loans. The Blanket loan is also known as a cross collateralized loan. The Blanket Portfolio Loans are for borrowers that have a large portfolio of properties and would like to put them all under one large loan at a very low rate. The loan packaging doe not require tax returns. Our Blanket loans can have a property mix anywhere in the United States. For...

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Easy Doc Investment Property Loans

Our Loan package for the easy doc investment loan is available for residential and commercial properties. It could be set up with no bank statements or 1 bank statement or 24 months of bank statements. We letter the borrower choose the page that works for them. Running a business is not easy; to be able to provide consistent tax return every year can be near impossible for a lot of business in...

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Fix And Flip Loans

Our fix and flip loans can range from 9 months to 18 months. The fix and flip loan is very popular right now. The fix and flip loan can be for residential or commercial properties with loan to value of almost 100% LTV of the purchase price. Are you a real estate investor looking to “fix and flip” a home?  Whether you already have the property or need assistance in acquiring, rehabbing, and...

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Equity Mortgage Loans

We offer Equity Mortgage Loans either as stated loan package or no doc loan package. We will not ask for tax returns or W2s. We keep it simple with the Equity Mortgage loans by offering them easy doc or no doc. It is the borrowers’ choice. They types of loans are available for residential and commercial properties. A home equity loan is a type of loan in which the borrower uses the equity...

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Commercial No Doc Loans

Equity Development offers Commercial No Doc Loans. Typically this loan rate is a little higher than your traditional bank and may require more equity to be in the property. The good news is we offer commercial no doc loans. The No Doc Loan program (no income, no asset, no fico) is the most streamlined No Doc Mortgage Refinance program offered. A No Doc Commercial Loan does not require any income...

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Commercial Easy Doc Loans

Applying for a Commercial Easy Doc loan is easy and painless. We can make the commercial easy document loans with the use of bank statements or no bank statements and no tax returns. We let the borrower choose which fit them best. The commercial easy doc loan is a much easier loan process compared to what banks ask for. Low doc loans in general are for people who are self employed or in business...

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